Nordea Mobile — OpenFinance Integration

Rapid, compliant OpenData and OpenBanking API delivery for Nordea Mobile (se.nordea.mobilebank)

Starting at $300
OpenBanking · PSD2 · OAuth2 · Protocol Analysis

Integrate Nordea account data, payments and card controls into your systems

We perform authorized protocol analysis and provide production-ready API implementations to safely expose account overviews, transaction history, payment initiation and card management for enterprise use — fully documented and compliant with local regulations.

Account aggregation — Unified API to fetch consolidated account balances, aliases, and aggregated holdings, ready for dashboard or personal finance apps.
Transaction history — Searchable transaction feed (up to 18 months), supports pagination, filters, CSV/JSON export and reconciliation reports.
Payment initiation & scheduling — SEPA/instant transfers, bill pay flows, and scheduled payments with idempotency, 3DS and strong customer authentication (SCA) support.
Card controls & security — Remote card lock/unlock, travel restrict, contactless toggle and webhook events for card alerts and fraud signals.
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Deliverables

What we deliver

  • OpenAPI (Swagger) spec for all endpoints
  • Protocol & authentication analysis (OAuth2 flows, token lifecycle, SCA)
  • Production-ready connector code (Node.js or Python) with Dockerfile
  • Integration test suite & Postman collection
  • Deployment and security hardening checklist

Example: Transactions API (sample)

# POST /api/v1/nordea/transactions (example)
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  'account_id': 'IBAN_SE_1234567890',
  'from': '2024-06-01',
  'to': '2024-12-31',
  'page': 1,
  'page_size': 100
}

Response: {
  'status': 'OK',
  'account': { 'iban':'SE...','currency':'EUR','balance': 5230.45 },
  'transactions': [ { 'id':'txn_001','date':'2024-09-12','amount': -125.00,'merchant':'Coffee Shop','category':'Dining' } ]
}

Integration scenarios

Account aggregation for personal finance apps, payment initiation for billers, corporate payroll routing, card-status sync for merchants, and multi-bank dashboards using OpenData sources.

Core benefits

  • Faster time-to-market with turnkey connectors
  • Compliant with PSD2 / EU Open Banking recommendations
  • Secure token handling and SCA-enabled payment flows
  • Multi-language support and localization ready

Compliance & Privacy

All work is performed only with explicit client authorization or using published APIs and OpenData. We supply consent records, retention policies, and recommendations to meet GDPR, PSD2 and local banking regulations.

API Integration Instructions (high level)

Quick start

  1. Share the Nordea mobile target features you need (accounts, payments, cards, transactions).
  2. We perform a protocol analysis and propose an authorized integration design (2–5 business days).
  3. We implement connector & test harness (3–10 business days depending on scope).
  4. Deliver SDK, OpenAPI spec, test scripts and deployment guide; optional on-premises or cloud deployment.

Security checklist

  • OAuth2 / OIDC flows with PKCE for mobile-to-backend
  • Short-lived access tokens + refresh token rotation
  • SCA (Strong Customer Authentication) handling & retry logic
  • Encrypted secrets, audit logs, and webhook signature verification

About our studio

We are a technical integration studio specializing in mobile app protocol analysis, OpenData/OpenBanking integrations and authorized API delivery. Our senior team members have deep experience in banking, fintech and secure API design — we deliver documented, auditable and deployable connectors.

  • Cross-platform experience (Android & iOS app flows)
  • Deliverables: source code, OpenAPI spec, test plans, deployment guides
  • Transparent pricing & iterative delivery — start at $300

Contact

To start, provide the target app package (already provided) and a short list of required features (for example: account list, 18-month transaction export, initiate SEPA transfers, lock/unlock cards).

Contact Us

Full original app description — Nordea Mobile (collapsed)

Nordea Mobile — App features (source content)

The app puts the entire bank in the palm of your hand, enabling you to do most of your banking swiftly, smoothly and securely. You can test the demo version of the app without logging in. All information in the demo version is fictitious.

  • Your overview — View and manage all finances in one place; add other banks for a consolidated view.
  • Payments and transfers — Pay bills, transfer between accounts and to friends; manage e-invoices and direct debits.
  • Manage your cards — Connect cards to Google Pay/Samsung Pay; view PIN; block cards; set geographic and online restrictions.
  • Savings and investments — Track savings, start monthly savings, trade funds & stocks, set goals.
  • Discover products — Open accounts, apply for credit cards or loans, get digital advice for long-term savings.
  • Insights — Categorised spending, budgets and deeper income/expenditure views.
  • Help & support — In-app chat, FAQs and faster support when calling through the app.
  • Contact details and demo info: call Nordea or visit nordea.se/appen for more information.

Copyright and trademarks belong to Nordea. This description is included for integration context.